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Medicare for Australian expats in SG – what you need to know?

07 Feb 2018

You have decided to take the plunge and leave Australia? When you considered the different options of destination for moving with your family, one city caught your attention. Singapore, a small island nestled at the end of Malaysia. You have made your choice and you have finally scheduled your departure!  However, ever wondered, how leaving Australia for the city also called the little red dot would impact your medical coverage like Medicare? Here are all the answers to your questions for all you Aussies leaving or residing in Singapore.

Healthcare for Australians abroad

As you may know, the Australian health system provides subsidized healthcare for Australians called Medicare.

Even though Australia has some reciprocal healthcare agreements with 11 foreign countries like New Zealand, the UK or even Belgium, Singapore is unfortunately not one of them. Once you leave the land down under,  Medicare does not cover you in any way in Singapore. However, there exists other solutions for you and your family to be properly covered.  So no need to stress!

Moreover, upon returning to Australia, you can still benefit from Medicare under some critea. Check out our chart to see if you are still eligible!


Medicare Australian Expat

What implications?

To encourage the Australian citizens to purchase private health coverage and use the private system, the government has implemented a medicare levy surcharge. The Australian government calculates this tax based on your income. If you are an Australian tax resident and living in Singapore, you might still be required to pay the medicare levy surcharge.

If you had a private health insurance in Australia, you may consider keeping it to cover you abroad. However, you need to check if it covers you and your family overseas. Therefore, purchasing an appropriate health insurance is advised to be correctly insured in Singapore.


To find out more about healthcare topics in Singapore you can check our articles. To understand how your health insurance plans cover the healthcare costs, you can approach UEX’s happiness team by email or by phone for more information and guidance – and the good news is that they are super nice!

With UEX, you can obtain a quote for a health insurance contract customized to your needs and requirements – all in less than a minute!



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