Crowns, scaling, cavities… dental coverage and healthcare, in addition to be quite painful, are usually quite expensive!
As you are one of the many to ask us questions on this subject, we have written this article to help you to have a better understanding on dental coverage and healthcare in Singapore.
1) How does the dental coverage work?
As a matter of fact, just like the maternity and optical coverages, the dental coverage is also considered as an option at UEX. This means that you, at least, need a basic coverage to subscribe to a dental insurance.
Please note that a dental coverage is only accessible if you have at least a coverage for inpatient and outpatient.
2) Make a clear distinction between the routine coverage and the coverage in the event of an accident
The reimbursement of your dental cares by your health insurance can depends on the context.
In the event of an accident
At UEX, if you need a medical intervention after an accident, the reimbursement will depend on your coverage:
- Base Plan 1: up to S$5,000
- Base Plan 2: up to S$8,000
Please note that these amounts are annual limits.
For Base Plan 3 and 4, there is no sub-limit. The reimbursement is done based on your annual limit in terms of inpatient healthcare:
- Base Plan 3: annual limit up to S$3,000,000
- Base Plan 4: annual limit up to S$4,000,000
In the event of a hospitalization, you will not need to subscribe to a dental coverage to be covered. However, please note that the treatment must be done 30 days following the accident for the reimbursement to occur.
Routine dental care
If you have scheduled an appointment at the dentist for a routine care, the additional dental option will have you covered. This option must be added to your basic coverage when you subscribe to your health insurance.
At UEX, for Base Plan 1 and 2, you have the choice between two levels of coverages:
- Level 1: S$500
- Level 2: S$1,000
For Base Plan 3 and 4, you can also choose between two levels of coverages:
- Level 2: S$1,000
- Level 3: S$2,500
Please note that these amounts are all annual limits. To give you a better idea of the prices for dental care in Singapore, impacted wisdom tooth at Changi General Hospital costs approximately S$876 per tooth.
The prices depend on the hospital type. Here is a list of prices of some routine dental cares for hospitals:
|Type of healthcare||Hospital|
|Average Cost (SGD)|
|Crowns (Capping) - Single Unit||Changi General Hospital||619|
|Khoo Teck Puat Hospital||850|
|National Dental Centre Singapore||838|
|Ng Teng Fong General Hospital||540 (Dental Officer)
|National University Hospital||1,047|
|Sengkang General Hospital||642|
|Tan Tock Seng Hospital||700 (Dental Officer)
|Q and M||From 706.20|
|Full Dentures - Per Arch||Changi General Hospital||640|
|Khoo Teck Puat Hospital||750|
|National Dental Centre Singapore||811|
|Ng Teng Fong General Hospital||727 (Dental Officer)
|National University Hospital||742|
|Sengkang General Hospital||696|
|Tan Tock Seng Hospital||600 (Dental Officer)
|Q and M||from 642|
|Impacted Wisdom Tooth Surgery – Per Tooth||Changi General Hospital||876|
|Khoo Teck Puat Hospital||815|
|National Dental Centre Singapore||906|
|Ng Teng Fong General Hospital||648|
|National University Hospital||801|
|Sengkang General Hospital||713|
|Tan Tock Seng Hospital||700|
|Q and M||535|
|Amoy Street Dental||535 - 1016.50|
|Implant with Crown - Per Unit||Changi General Hospital||5,111 - 5,337|
|Khoo Teck Puat Hospital||3,800|
|National Dental Centre Singapore||4,661 - 5,303|
|Ng Teng Fong General Hospital||4,014|
|National University Hospital||3,099|
|Sengkang General Hospital||-|
|Tan Tock Seng Hospital||4,000|
|Q and M||from 3381.20|
|Root Canal Treatment (Anterior Tooth) - Per Tooth||Changi General Hospital||320|
|Khoo Teck Puat Hospital||450|
|National Dental Centre Singapore||349|
|Ng Teng Fong General Hospital||696|
|National University Hospital||349|
|Sengkang General Hospital||321|
|Tan Tock Seng Hospital||350|
|Q and M||from 470.80|
|Root Canal Treatment (Molar Tooth) - Per Tooth||Changi General Hospital||800|
|Khoo Teck Puat Hospital||850|
|National Dental Centre Singapore||755|
|Ng Teng Fong General Hospital||1,124|
|National University Hospital||753|
|Sengkang General Hospital||856|
|Tan Tock Seng Hospital||820|
|Q and M||from $706.20|
|Root Canal Treatment (Pre-Molar Tooth) - Per Tooth||Changi General Hospital||505|
|Khoo Teck Puat Hospital||600|
|National Dental Centre Singapore||484|
|Ng Teng Fong General Hospital||910|
|National University Hospital||500|
|Sengkang General Hospital||428|
|Tan Tock Seng Hospital||500|
|Q and M||From $588.50|
|Teeth whitening||Q and M - en cabinet||963|
|Q and M - en kit||642|
|Amoy Street Dental - en cabinet||1284|
|Amoy Street Dental - en kit||481.5|
|Scaling and polishing||Q and M||74.9|
|Amoy Street Dental||96.30-160.50|
|Tooth coloured filling||Q and M||58.85 (per tooth)|
|Amoy Street Dental||From 96.30 to 374.50 depending on the number of surfaces|
However, you can also visit some private hospitals like Raffles Hospital, Gleneagles or Mount Elizabeth for any routine dental interventions.
Recently on Facebook, we asked what was your favourite dental clinic for any routine dental care. Many thanks for those who have replied, and for those missed the survey, here are the top picks:
A few of you also asked some questions about orthodontics in Singapore. Please note that generally it is not covered by your health insurance. If you want to know more on the subject, feel free to read our article on orthodontics.
We hope you now have a better understanding on the dental coverage and the dental healthcare system in Singapore. However, make sure you access your need before purchasing a dental coverage. Sometime it is more cost effective to allocate part of your budget directly to dental care rather than a dental coverage.
A dental coverage that reimburses high amounts can sometimes double your health insurance premium. However, considering your real need, it is not always necessary to purchase an insurance for your dental procedures.
To find out more about health insurance contracts in general, you can check out our Health Guide.
To find out more about healthcare topics in Singapore you can check our articles. To understand, how your health insurance plans cover healthcare costs, you can approach UEX‘s happiness team by email or by phone for more information and guidance – and the good news is that they are super nice!
With UEX, you can obtain a quote for a health insurance contract customized to your needs and requirements – all in less than a minute!