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Dental healthcare in Singapore, how does it work?

06 Jun 2018

Crowns, scaling, cavities… the dental healthcare, in addition to be quite painful, are usually quite expensive!

As you are one of the many to ask us questions on this subject, we have written this article to help you to have a better understanding on the dental healthcare in Singapore.

1) How does the dental coverage work?

As a matter of fact, just like the maternity and optical coverages, the dental coverage is also considered as an option at UEX. This means that you, at least, need a basic coverage to subscribe to a dental insurance.

Please note that a dental coverage is only accessible if you have at least a coverage for inpatient and outpatient.

2) Make a clear distinction between the routine coverage and the coverage in the event of an accident

The reimbursement of your dental cares by your health insurance can depends on the context.

At UEX, if you need a medical intervention after an accident, the reimbursement will depend on your coverage:

Please note that these amounts are annual limits.

For Base Plan 3 and 4, there is no sub-limit. The reimbursement is done based on your annual limit in terms of inpatient healthcare:

In the event of a hospitalization, you will not need to subscribe to a dental coverage to be covered. However, please note that the treatment must be done 30 days following the accident for the reimbursement to occur.

If you have scheduled an appointment at the dentist for a routine care, the additional dental option will have you covered. This option must be added to your basic coverage when you subscribe to your health insurance.

At UEX, for Base Plan 1 and 2, you have the choice between two levels of coverages:

For Base Plan 3 and 4, you can also choose between two levels of coverages:

Please note that these amounts are all annual limits. To give you a better idea of the prices for dental care in Singapore, impacted wisdom tooth at Changi General Hospital costs approximately S$876 per tooth.

The prices depend on the hospital type. Here is a list of prices of some routine dental cares for hospitals:

Type of healthcareHospital
private/public
Average Cost (SGD)
Crowns (Capping) - Single UnitChangi General Hospital619
Khoo Teck Puat Hospital850
National Dental Centre Singapore838
Ng Teng Fong General Hospital540 (Dental Officer)
1,109 (Specialist)
National University Hospital1,047
Sengkang General Hospital642
Tan Tock Seng Hospital700 (Dental Officer)
800 (Specialist)
Q and MFrom 706.20
Full Dentures - Per ArchChangi General Hospital640
Khoo Teck Puat Hospital750
National Dental Centre Singapore811
Ng Teng Fong General Hospital727 (Dental Officer)
1,143 (Specialist)
National University Hospital742
Sengkang General Hospital696
Tan Tock Seng Hospital600 (Dental Officer)
700 (Specialist)
Q and Mfrom 642
Impacted Wisdom Tooth Surgery – Per ToothChangi General Hospital876
Khoo Teck Puat Hospital815
National Dental Centre Singapore906
Ng Teng Fong General Hospital648
National University Hospital801
Sengkang General Hospital713
Tan Tock Seng Hospital700
Q and M535
Amoy Street Dental535 - 1016.50
Implant with Crown - Per UnitChangi General Hospital5,111 - 5,337
Khoo Teck Puat Hospital3,800
National Dental Centre Singapore4,661 - 5,303
Ng Teng Fong General Hospital4,014
National University Hospital3,099
Sengkang General Hospital-
Tan Tock Seng Hospital4,000
Q and Mfrom 3381.20
Root Canal Treatment (Anterior Tooth) - Per ToothChangi General Hospital320
Khoo Teck Puat Hospital450
National Dental Centre Singapore349
Ng Teng Fong General Hospital696
National University Hospital349
Sengkang General Hospital321
Tan Tock Seng Hospital350
Q and Mfrom 470.80
Root Canal Treatment (Molar Tooth) - Per ToothChangi General Hospital800
Khoo Teck Puat Hospital850
National Dental Centre Singapore755
Ng Teng Fong General Hospital1,124
National University Hospital753
Sengkang General Hospital856
Tan Tock Seng Hospital820
Q and Mfrom $706.20
Root Canal Treatment (Pre-Molar Tooth) - Per ToothChangi General Hospital505
Khoo Teck Puat Hospital600
National Dental Centre Singapore484
Ng Teng Fong General Hospital910
National University Hospital500
Sengkang General Hospital428
Tan Tock Seng Hospital500
Q and MFrom $588.50
Teeth whiteningQ and M - en cabinet963
Q and M - en kit642
Amoy Street Dental - en cabinet1284
Amoy Street Dental - en kit481.5
Scaling and polishingQ and M74.9
Amoy Street Dental96.30-160.50
Tooth coloured fillingQ and M58.85 (per tooth)
Amoy Street DentalFrom 96.30 to 374.50 depending on the number of surfaces

Source: https://www.moh.gov.sg/content/moh_web/home/costs_and_financing/Dental_Fee_Info.html

However, you can also visit some private hospitals like Raffles Hospital, Gleneagles or Mount Elizabeth for any routine dental interventions.

Recently on Facebook, we asked what was your favourite dental clinic for any routine dental care. Many thanks for those who have replied, and for those missed the survey, here are the top picks:

A few of you also asked some questions about orthodontics in Singapore. Please note that generally it is not covered by your health insurance. If you want to know more on the subject, feel free to read our article on orthodontics.

We hope you now have a better understanding on the dental coverage and the dental healthcare system in Singapore. However, make sure you access your need before purchasing a dental coverage. Sometime it is more cost effective to allocate part of your budget directly to dental care rather than a dental coverage.

A dental coverage that reimburses high amounts can sometimes double your health insurance premium. However, considering your real need, it is not always necessary to purchase an insurance for your dental procedures.

To find out more about healthcare topics in Singapore you can check our articles. To understand, how your health insurance plans cover healthcare costs, you can approach UEX‘s happiness team by email or by phone for more information and guidance – and the good news is that they are super nice!

With UEX, you can obtain a quote for a health insurance contract customized to your needs and requirements – all in less than a minute!


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