Your child goes to the Australian International School, the Canadian International School or the GESS International School? Have you thought to his personal liability insurance?
Personal Liability Insurance
You are probably wondering why most schools in Singapore ask you to provide a certificate of home insurance or personal liability insurance?
All children can unintentionally cause damages to others. Who has never broken classmate’s glasses by accident? Your children are used to go to school by bike or electric scooter? But what happens if they cause an accident?
Personal Liability insurance is often mandatory for students in Singapore. To be covered by civil liability, you must subscribe a home insurance. The home insurance covers goods of your apartment and you can select the personal liability option.
UEX offers this type of insurance through the Smart Home Optimum contract! It covers all persons living under the same roof (helper included) for the repairing damage’s costs to a third party.
This insurance covers bodily, material and immaterial damage caused to a third party, up to 2,000,000 SGD with the international option (IE worldwide except USA).
However, it will not cover you for intentional damage, professional activities, damage to yourself or your loved ones, by a dangerous dog or by a motor vehicle.
To subscribe to this cover, contact the UEX super team. You will need to provide and complete the following: the completed Smart Home Optimum form, a debit authorization, your passport and an address proof.